Mom blog, Mom life, Toddler Life

Ok…for real…How?!

Ok, I must ask an extremely important question that has been weighing on my mind for several months and driving me crazy…

how on earth do you pay your credit card debt off if you have no money to pay said credit card debt off????

I recently just started part-time work in order to be home with my daughter more and so far, I’m loving it. I’m much less stressed and I feel refreshed each work week after a long, relaxing (kinda) weekend. But I’m trying to educate myself and do research on how to make ends meet on a much lower salary and every article I read is like…

duh… just pay your credit cards off. 

Ok, cute idea. Totally get it: start debt free to have less monthly bills and a better grasp on your finances. But how exactly are you all doing it??

Should I be using most of my savings to pay said debt off? Seems like an easy fix, except when I have no emergency funds, that seems like a scary solution.

I’ve cut down on so many things- Cut a day of daycare out, reduced cable bill, switched phone companies, cook more in bulk, clipped coupons, etc…

… but still thousands away from being debt free…

I hate the idea that all of this interest is being paid from my pocket.

So PLEASE. 

Tell me your ways…!!!

 

Advertisements
Mom blog, Mom life, Toddler Life

18-Month-Old Sleeping Disaster

Ok, I want to start by saying that I know this is 95% my fault and the reason my 18-month-old doesn’t sleep through the night is because my husband and I haven’t been strong enough to make it happen.

My daughter was an excellent newborn and infant. She slept more than average newborns and I don’t think she ever had a crying fit for more than 3 minutes. I was like wow…. this is gonna be a breeze! 

Hahahahaha.

Once she turned 6 months, she was constantly getting sick. Every 3 weeks she would have a new bug. It would be a monthly surprise… is it going to be a stomach virus, croup, or an ear infection this time?!

Most parents know that when babies are sick, their routines and schedules are completely thrown off. Well, that is definitely true!

My daughter wouldn’t be able to sleep because of her stuffy nose, a cough, or just general pain/ fever. It started with us brining her into our bed to comfort her and it has now transformed to her sleeping with us every night.

STILL. 

She goes to sleep fine in her crib, but wakes up a few hours later to come into bed with us. Both of us worked full-time so we would just bring her in so we could get some sleep. (I just switched to part-time work so I’m determined to change this).

She also became accustomed to waking up several times for water… which lead to several bed wetting incidents and  increasing insanity for my husband and I.

We have tried to let her cry it out, we’ve tried the Ferber method, and several other tips from various parents. Nothing is working. We have a stubborn lady on our hands. She would literally cry for 5 hours straight if we let her (I wouldn’t do that, just saying).

So finally I decided last night I’m putting my foot down. I need my sanity and sleep back! I loved my time snuggling with her, but it’s time for her to learn the boundaries of sleep.

So tonight we start the adventure… I’m nervous I’m not going to be strong enough to listen to her cry (or too tired and give in).

Has this happened to anyone else? Has anyone else had a very stubborn toddler? Please tell me it gets better… lol

ZzZzZz….